# Marketplace payments: splits & payouts in Morocco | Aslan > https://aslan.ma/marketplace **Collect. Split. Pay out.** The financial infrastructure for marketplaces: seller KYC onboarding, buyer collection, payment splitting and automated payouts — with the reporting to match. ## From buyer to seller, without friction. - **KYC & onboarding** — Welcome your sellers with a built-in KYC/KYB flow — verified before they collect. - **Cash in** — Your buyers pay by card, link or QR — collection is centralized on the platform side. - **Cash out** — Pay your sellers by your rules — per sale, at a threshold, on a schedule — commission deducted automatically. - **Reporting** — Every dirham traced: per-seller balances, commissions, history, accounting exports. ## What runs underneath. Aslan Marketplace operates payments and funds on licensed rails — Aslan is Principal Agent of a payment institution licensed by Bank Al-Maghrib. - **White-label** — Onboarding, payments and payouts carry your brand — the infrastructure stays invisible. - **Payment splitting** — Per-transaction split rules: platform commission, seller share, fees — computed at collection. - **Per-seller ledger** — A sub-account per seller: real-time balances, timestamped movements, native reconciliation. - **Programmable payouts** — By API or by rules: instant, daily, weekly or at a threshold. - **Webhooks & API** — Onboarding, payments, payouts: every event notifies your backend. ## Your sellers are ready to get paid. A complete cycle, from buyer to seller — let's talk about yours. Aslan Marketplace Marketplace payment splitting and seller payouts Aslan Marketplace is the payment infrastructure for marketplaces and platforms in Morocco. It collects the buyer's payment once, splits it between sellers, deducts your commission and computes each seller's payout automatically, with seller onboarding and webhooks on the same API. Funds run on the rails of a payment institution licensed by Bank Al-Maghrib. ### From one basket to several sellers. - **Onboard your sellers** — Sellers go through a KYC/KYB flow, then are registered as vendors — in advance through the API, or automatically at their first sale. - **Set your commission** — A default commission rate for the platform, overridable per seller, with an optional fixed fee. - **Send the basket** — Your checkout session lists each seller's items. The buyer pays once, on the hosted payment page. - **Aslan splits the payment** — For each seller, Aslan computes the subtotal, your commission and the amount to pay out. - **Pay out and reconcile** — Payout amounts follow your rules, and every event is sent to your backend by webhook. ### What you can count on. - Split at checkout One payment split across several sellers, in a single checkout session. - Commissions Platform rate per seller (or a default rate) plus an optional fixed fee, computed for each transaction. - Vendors API Create, list and update sellers and their commission settings by API. - Amounts Integers in centimes of Moroccan dirham, down to each seller's commission. - Integration Same API, SDKs and signed webhooks as Aslan Payment. - Card security Card data is captured on hosted pages and never reaches your platform (SAQ A). - Regulation Aslan is Principal Agent of a payment institution licensed by Bank Al-Maghrib. ### Split payments or manual payouts? Many platforms start by collecting everything and paying sellers by hand. Here is what changes. - - Aslan Marketplace - Collect, then pay by hand ### Questions platforms ask. #### How do I split a payment between several sellers in Morocco? With Aslan Marketplace, your checkout session includes the list of sellers and their items. The buyer pays once, and Aslan computes for each seller the subtotal, your commission and the amount due — so a basket with products from three shops stays a single payment for the buyer. #### What is split payment? Split payment means dividing one customer payment between several beneficiaries at the moment it is collected: the sellers on one side, the platform's commission on the other. It avoids collecting everything into one account and then redistributing it by hand. #### How is the platform's commission calculated? You set a default commission rate, which you can override seller by seller, plus an optional fixed fee per seller. Aslan applies those rules to each transaction and keeps the result in centimes, so commissions and seller amounts are exact. #### Do sellers need to be verified? Yes. Before receiving funds, sellers go through a KYC (individuals) or KYB (companies) onboarding flow. That protects the platform and its buyers, and it is required on regulated payment rails. #### Can I use Aslan Marketplace with my existing stack? Yes. Marketplace runs on the same API as Aslan Payment, with official SDKs for Node.js, PHP, Python, Go, Ruby and React Native, and signed webhooks for every event. Sellers can be created in advance through the vendors API or automatically on their first sale. #### When are sellers paid? Payout rules are set per platform — per sale, at a threshold or on a schedule. Timing depends on your configuration and contract, so we agree on it with you rather than publishing a generic delay. Talk to the team to define the rules that suit your sellers.